Should I prepay my home loan?
See how recurring and one-time prepayments change interest and payoff time.
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Home Loan EMIEstimate EMI, total interest and a complete reducing-balance repayment schedule.→Loan PrepaymentSee how recurring and one-time prepayments change interest and payoff time.→EMI vs TenureCompare lower EMI with faster payoff after a lump-sum loan prepayment.→Rent vs BuyCompare property equity with an equivalent-cash-flow renting strategy.→Home AffordabilityEstimate a comfortable EMI, loan size and home budget from your cash flow.→
Illustrative monthly EMILive estimate
₹43,391
₹50 lakh · 8.5% · 20 years
Potential interest saved₹7.8 lakh
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Home Loan EMI
Estimate EMI, total interest and a complete reducing-balance repayment schedule.
Calculate now →Home loanLoan Prepayment
See how recurring and one-time prepayments change interest and payoff time.
Calculate now →Decision toolEMI vs Tenure
Compare lower EMI with faster payoff after a lump-sum loan prepayment.
Calculate now →Decision toolRent vs Buy
Compare property equity with an equivalent-cash-flow renting strategy.
Calculate now →PlanningHome Affordability
Estimate a comfortable EMI, loan size and home budget from your cash flow.
Calculate now →Home loanBalance Transfer
Compare old and new repayment costs after all switching expenses.
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Is renting better than buying?
Compare property equity with an equivalent-cash-flow renting strategy.
Open decision tool →How much house can I afford?
Estimate a comfortable EMI, loan size and home budget from your cash flow.
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Home Loan Prepayment: Should You Reduce EMI or Loan Tenure?
How each option changes cash flow, payoff time and total interest—with a worked example.
Read the guide →⚖
Rent vs Buy in India: Compare the True Financial Cost
A fair comparison of down payment, interest, rent, investment returns and holding period.
Read the guide →